{"since":"all","count":19,"changes":[{"date":"2026-10-21","tool":"ACE-Step 1.5 (self-hosted)","category":"music","type":"vendor_change","change":"Stated hardware now under 4GB VRAM for the base model and about 12GB (offload) or 20GB for XL (was \"about 6GB GPU memory minimum, 20-24GB recommended for XL\").","source_confidence":"verified"},{"date":"2026-10-21","tool":"Google Gemini (Lyria 3)","category":"music","type":"vendor_change","change":"Gemini music generation now runs Lyria 3.5 with short (about 1 min) or full (up to 3 min) tracks (was \"30-second tracks; higher limits on paid Google AI plans\").","source_confidence":"verified"},{"date":"2026-10-20","tool":"ElevenLabs Music","category":"music","type":"vendor_change","change":"Starter first-month discount no longer listed; Starter now shown at $6/mo (was \"Starter (first-month discount until 2026-10-18)\").","source_confidence":"verified"},{"date":"2026-10-07","tool":"Kling","category":"video","type":"vendor_change","change":"Terms of service effective 2026-04-21 require written permission for commercial use; payment policy grants it to members; a Kling page says free videos are commercial.","source_confidence":"verified"},{"date":"2026-10-07","tool":"Google Gemini (Omni 1.1 Flash video)","category":"video","type":"vendor_change","change":"Video generation requires a Google AI subscription; Omni 1.1 Flash replaced Veo 3.1.","source_confidence":"verified"},{"date":"2026-10-07","tool":"Luma (Ray3.2)","category":"video","type":"vendor_change","change":"No free plan on pricing page; Dream Machine deprecated, Ray3.2 released June 2026.","source_confidence":"verified"},{"date":"2026-10-07","tool":"OpenAI Sora","category":"video","type":"vendor_change","change":"OpenAI announced 2026-03-24 it is shutting down the Sora app and API.","source_confidence":"secondary"},{"date":"2026-10-05","tool":"Udio","category":"music","type":"vendor_change","change":"Downloads disabled for all plans after the October 2025 UMG settlement; still disabled on check date.","source_confidence":"verified"},{"date":"2026-10-05","tool":"ACE-Step 1.5 (self-hosted)","category":"music","type":"vendor_change","change":"XL model added 2026-04-02.","source_confidence":"verified"},{"date":"2026-10-05","tool":"Google Gemini (Lyria 3)","category":"music","type":"vendor_change","change":"Lyria 3 music generation in Gemini since 2026-02-18 (30-second tracks).","source_confidence":"verified"},{"date":"2026-10-05","tool":"ElevenLabs Music","category":"music","type":"vendor_change","change":"Help centre states content made outside a paid subscription \"before or after\" cannot be used commercially.","source_confidence":"verified"},{"date":"2026-10-05","tool":"Suno","category":"music","type":"vendor_change","change":"Free accounts limited to 7 lifetime downloads; Pro 20/mo, Premier 60/mo (terms updated 2026-08-10, effective 2026-09-03).","source_confidence":"secondary"},{"date":"2026-09-30","tool":"Leonardo.ai","category":"image","type":"vendor_change","change":"Terms updated 2026-01-19 vest free-tier output ownership in Leonardo, contradicting help pages.","source_confidence":"verified"},{"date":"2026-09-30","tool":"Canva","category":"image","type":"vendor_change","change":"AI Product Terms updated 2026-06-26: user owns output.","source_confidence":"verified"},{"date":"2026-09-30","tool":"ChatGPT (image generation)","category":"image","type":"vendor_change","change":"Images carry C2PA metadata and an invisible watermark since about May 2026.","source_confidence":"secondary"},{"date":"2026-09-30","tool":"Google Gemini (Nano Banana 2)","category":"image","type":"vendor_change","change":"Visible watermark can be turned off in most countries (about Aug 2026); SynthID remains.","source_confidence":"secondary"},{"date":"2026-09-30","tool":"Bing Image Creator / Copilot","category":"image","type":"vendor_change","change":"Copilot consumer terms effective 2026-08-18 limit use to \"personal use\".","source_confidence":"verified"},{"date":"2026-09-30","tool":"Recraft","category":"image","type":"vendor_change","change":"Terms updated 2026-08-11: free-tier assets owned by Recraft, no commercial use.","source_confidence":"verified"},{"date":"2026-09-30","tool":"Midjourney","category":"image","type":"our_correction","change":"Our May 2026 list said Midjourney had a limited free trial; by September there was none. Corrected.","source_confidence":"verified"}],"fine_print":{"tier":"open","free_remaining_today":22,"resets_at":"2026-10-24T00:00:00.000Z","trace":"f1d9f8333f93","more_free":"send X-FP-Key (free key, 500/day) or a proof-of-work (50/day)","terms":{"free_with_key":"500 calls per UTC day per verified or funded key (POST https://money-lab.app/api/fp/key: GitHub account 90+ days old or a wallet with on-chain history). A no-proof key from POST https://money-lab.app/api/key gets 25/day until it is funded.","the_tab":"Prepay once (GET https://money-lab.app/api/tab/deposit?usd=1, x402) and every call past the free allowance debits $0.002 from your key's balance. One key works on every Moneylab paid route: https://money-lab.app/api/tab","free_open":"25 calls per UTC day per network with no key and no proof-of-work","free_anonymous":"50 calls per UTC day per network, each with a single-use proof-of-work from https://money-lab.app/api/fp/challenge","over_limit":"$0.002 per call via x402 (USDC on Base). You sign every payment; nothing bills automatically.","bulk":"Full dataset: https://money-lab.app/api/fp/export, $1 via x402","docs":"https://money-lab.app/fine-print"}}}