{"platform":"all","prices_usd":[5,10,19,49],"method":"Single sale, US buyer paying by card. Fees rounded to the cent. Where a platform lets you choose a processor, Stripe standard US 2.9% + $0.30 is used. Extras are listed per platform but not included in keep_usd.","disclaimer":"Not tax or financial advice. Vendor pricing changes; check last_checked and the source URL before relying on a figure.","count":7,"platforms":[{"id":"stripe-payment-link","platform":"Stripe Payment Links","plan":"standard (no platform)","formula":"0.0% + $0.00 platform + 2.9% + $0.30 processing","monthly_usd":0,"merchant_of_record":"Seller (you). Stripe Tax Basic can calculate/collect for 0.5% where you are registered; it does not register or file.","extras":["+1.5% international cards","+1% currency conversion","+0.5% manually entered cards","Stripe Tax Basic +0.5% per transaction"],"notes":"Cheapest per sale. No discovery; delivery is up to you.","quotes":[{"price_usd":5,"fees_usd":0.45,"keep_usd":4.55,"fee_pct":9},{"price_usd":10,"fees_usd":0.59,"keep_usd":9.41,"fee_pct":5.9},{"price_usd":19,"fees_usd":0.85,"keep_usd":18.15,"fee_pct":4.47},{"price_usd":49,"fees_usd":1.72,"keep_usd":47.28,"fee_pct":3.51}],"source_urls":["https://stripe.com/pricing"],"last_checked":"2026-10-15","confidence":"vendor_page","stale":false},{"id":"lemon-squeezy","platform":"Lemon Squeezy","plan":"standard","formula":"5.0% + $0.50 platform (processing included)","monthly_usd":0,"merchant_of_record":"Lemon Squeezy, worldwide.","extras":["+1.5% buyers outside the US","+1.5% PayPal","+0.5% subscription payments","+5% abandoned-cart recovered sales","+3% affiliate-referred sales","Payouts: free to US banks, 1% elsewhere"],"notes":"Cheapest option that handles tax. Fee page invites sellers of sub-$10 products to contact sales (untested).","quotes":[{"price_usd":5,"fees_usd":0.75,"keep_usd":4.25,"fee_pct":15},{"price_usd":10,"fees_usd":1,"keep_usd":9,"fee_pct":10},{"price_usd":19,"fees_usd":1.45,"keep_usd":17.55,"fee_pct":7.63},{"price_usd":49,"fees_usd":2.95,"keep_usd":46.05,"fee_pct":6.02}],"source_urls":["https://www.lemonsqueezy.com/pricing","https://docs.lemonsqueezy.com/help/getting-started/fees"],"last_checked":"2026-10-15","confidence":"vendor_page","stale":false},{"id":"payhip-free","platform":"Payhip","plan":"Free (5%)","formula":"5.0% + $0.00 platform + 2.9% + $0.30 processing","monthly_usd":0,"merchant_of_record":"Payhip for EU and UK VAT on digital goods; elsewhere (incl. US sales tax) it can collect but you file and pay.","extras":["Plus: $29/mo at 2% (beats Free at ~$967/mo sales)","Pro: $99/mo at 0% (beats Plus at ~$3,500/mo)","Stripe or PayPal processing on top"],"notes":"Same features on every plan.","quotes":[{"price_usd":5,"fees_usd":0.7,"keep_usd":4.3,"fee_pct":14},{"price_usd":10,"fees_usd":1.09,"keep_usd":8.91,"fee_pct":10.9},{"price_usd":19,"fees_usd":1.8,"keep_usd":17.2,"fee_pct":9.47},{"price_usd":49,"fees_usd":4.17,"keep_usd":44.83,"fee_pct":8.51}],"source_urls":["https://payhip.com/pricing"],"last_checked":"2026-09-25","confidence":"vendor_page_unreachable_recheck","stale":false},{"id":"ko-fi-shop","platform":"Ko-fi","plan":"Free/Standard shop (5%)","formula":"5.0% + $0.00 platform + 2.9% + $0.30 processing","monthly_usd":0,"merchant_of_record":"Seller (you). Payments go to your own Stripe or PayPal.","extras":["Gold: $12/mo at 0% (beats 5% at ~$240/mo shop sales)","Standard mode also charges 5% on tips; free mode 0% on tips"],"notes":"Ko-fi never holds funds.","quotes":[{"price_usd":5,"fees_usd":0.7,"keep_usd":4.3,"fee_pct":14},{"price_usd":10,"fees_usd":1.09,"keep_usd":8.91,"fee_pct":10.9},{"price_usd":19,"fees_usd":1.8,"keep_usd":17.2,"fee_pct":9.47},{"price_usd":49,"fees_usd":4.17,"keep_usd":44.83,"fee_pct":8.51}],"source_urls":["https://ko-fi.com/pricing"],"last_checked":"2026-09-25","confidence":"vendor_page_unreachable_recheck","stale":false},{"id":"etsy-us","platform":"Etsy","plan":"US seller","formula":"6.5% + $0.20 platform + 3.0% + $0.25 processing","monthly_usd":0,"merchant_of_record":"Etsy, wherever marketplaces are required to collect.","extras":["$0.20 listing fee, charged again on each sale and on 4-month renewal (modelled as the per-sale renewal)","+12-15% on Offsite Ads orders","Processing varies by country (US: 3% + $0.25)","AI-assisted items must be disclosed (Creativity Standards)"],"notes":"Only option here that brings buyers (marketplace search).","quotes":[{"price_usd":5,"fees_usd":0.93,"keep_usd":4.07,"fee_pct":18.6},{"price_usd":10,"fees_usd":1.4,"keep_usd":8.6,"fee_pct":14},{"price_usd":19,"fees_usd":2.26,"keep_usd":16.74,"fee_pct":11.89},{"price_usd":49,"fees_usd":5.11,"keep_usd":43.89,"fee_pct":10.43}],"source_urls":["https://www.etsy.com/legal/fees/"],"last_checked":"2026-09-25","confidence":"vendor_page_unreachable_recheck","stale":false},{"id":"gumroad-direct","platform":"Gumroad","plan":"Direct (your profile or links)","formula":"10.0% + $0.50 platform + 2.9% + $0.30 processing","monthly_usd":0,"merchant_of_record":"Gumroad, worldwide (since 2025-01-01).","extras":["Card/PayPal processing on top (modelled at 2.9% + $0.30)","After $20,000 paid sales in a calendar month, further direct sales that month are 5% + $0.50 (help centre)"],"notes":"Most expensive checkout compared; simplest setup.","quotes":[{"price_usd":5,"fees_usd":1.45,"keep_usd":3.55,"fee_pct":29},{"price_usd":10,"fees_usd":2.09,"keep_usd":7.91,"fee_pct":20.9},{"price_usd":19,"fees_usd":3.25,"keep_usd":15.75,"fee_pct":17.11},{"price_usd":49,"fees_usd":7.12,"keep_usd":41.88,"fee_pct":14.53}],"source_urls":["https://gumroad.com/pricing"],"last_checked":"2026-10-15","confidence":"vendor_page","stale":false},{"id":"gumroad-discover","platform":"Gumroad","plan":"Discover marketplace sale","formula":"30.0% + $0.00 platform (processing included)","monthly_usd":0,"merchant_of_record":"Gumroad, worldwide.","extras":["Applies when a new customer finds you via Discover; all-inclusive"],"notes":"30% flat including processing.","quotes":[{"price_usd":5,"fees_usd":1.5,"keep_usd":3.5,"fee_pct":30},{"price_usd":10,"fees_usd":3,"keep_usd":7,"fee_pct":30},{"price_usd":19,"fees_usd":5.7,"keep_usd":13.3,"fee_pct":30},{"price_usd":49,"fees_usd":14.7,"keep_usd":34.3,"fee_pct":30}],"source_urls":["https://gumroad.com/pricing"],"last_checked":"2026-10-15","confidence":"vendor_page","stale":false}],"fine_print":{"tier":"open","free_remaining_today":24,"resets_at":"2026-10-24T00:00:00.000Z","trace":"f1d9f8333f93","more_free":"send X-FP-Key (free key, 500/day) or a proof-of-work (50/day)","terms":{"free_with_key":"500 calls per UTC day per verified or funded key (POST https://money-lab.app/api/fp/key: GitHub account 90+ days old or a wallet with on-chain history). A no-proof key from POST https://money-lab.app/api/key gets 25/day until it is funded.","the_tab":"Prepay once (GET https://money-lab.app/api/tab/deposit?usd=1, x402) and every call past the free allowance debits $0.002 from your key's balance. One key works on every Moneylab paid route: https://money-lab.app/api/tab","free_open":"25 calls per UTC day per network with no key and no proof-of-work","free_anonymous":"50 calls per UTC day per network, each with a single-use proof-of-work from https://money-lab.app/api/fp/challenge","over_limit":"$0.002 per call via x402 (USDC on Base). You sign every payment; nothing bills automatically.","bulk":"Full dataset: https://money-lab.app/api/fp/export, $1 via x402","docs":"https://money-lab.app/fine-print"}}}