Last updated: March 23, 2026
By accessing, browsing, and using the website located at money-lab.app (the "Website") and all related services, digital products, API access, and any associated features (collectively, the "Services"), you agree to be bound by these Terms of Service (the "Agreement"). If you do not agree to these terms, you may not access or use the Services.
These Terms constitute the entire agreement between you and Moneylab ("Company," "we," "us," or "our") regarding your use of the Services and supersede all prior agreements and understandings, whether written or oral.
We reserve the right to modify these Terms at any time. Your continued use of the Services following the posting of revised Terms means that you accept and agree to the changes. We will notify you of material changes by updating the "Last Updated" date of these Terms or by providing notice through the Services.
Moneylab offers a range of digital products and services, including but not limited to:
The Services are provided as-is in their current state. We do not guarantee that all features will be available at all times or that the Services will be error-free.
To access certain features of the Services, you may need to create an account. You are responsible for providing accurate, current, and complete information during registration and for updating such information to keep it accurate and current.
You are responsible for maintaining the confidentiality of your account credentials, including your password and any API keys. You agree to accept responsibility for all activities that occur under your account. If you suspect unauthorized access to your account, you must notify us immediately at [email protected].
By creating an account, you represent and warrant that:
We may terminate or suspend your account and your access to the Services immediately, without prior notice or liability, for any reason, including if you breach these Terms. You may request account deletion by contacting us at [email protected].
All prices for our Services are displayed in United States Dollars (USD). We reserve the right to change prices at any time, and any such changes will be effective immediately upon posting to the Website.
All payments are processed securely through Stripe, our payment processor. By making a purchase, you authorize Stripe to charge your payment method for the amount of your purchase. You agree to pay all charges incurred by your account and accept responsibility for unauthorized charges.
If you purchase a subscription or service with recurring charges, you authorize us to charge your payment method on a recurring basis (weekly, monthly, yearly, or as otherwise stated) until you cancel your subscription. Charges will continue until you provide notice of cancellation.
You are responsible for keeping your payment method information current. If your payment method is declined, you will receive notice and may be required to update your payment information to continue using paid Services.
Prices displayed do not include applicable sales, use, GST, HST, or similar taxes. You are responsible for paying any applicable taxes on your purchases. If applicable, we will calculate and add taxes to your order at checkout.
Our refund policy is detailed in a separate Refund Policy document, which is incorporated by reference into these Terms. Please refer to our Refund Policy for complete information regarding refunds, including:
By purchasing any product or service, you acknowledge that you have read, understood, and agree to our Refund Policy. For the complete policy, visit our Refund Policy page.
All content, materials, code, designs, graphics, images, videos, text, and other intellectual property on the Website and included in the Services (the "Content") are the exclusive property of Moneylab or our licensors and are protected by copyright, trademark, and other intellectual property laws. You do not acquire any ownership rights to the Content by accessing or using the Services.
We grant you a limited, non-exclusive, non-transferable, revocable license to use the Services and Content for your personal or business use in accordance with these Terms. This license does not include the right to:
If you submit, upload, or create any content through the Services ("User Content"), you retain all ownership rights to your User Content. However, you grant Moneylab a worldwide, non-exclusive, royalty-free, perpetual, irrevocable license to use, reproduce, modify, distribute, and display your User Content for the purposes of providing, improving, and promoting the Services.
When you purchase a digital product from Moneylab, you receive a personal, non-exclusive, non-transferable license to use that product in accordance with its documentation and these Terms. You may not resell, redistribute, or transfer the digital product to others unless explicitly permitted by the product license.
If you have purchased API access, you are granted a non-exclusive, non-transferable license to use the API in accordance with our API documentation and these Terms. You may not:
You agree not to use the Services in any manner that:
We reserve the right to investigate suspected violations and take appropriate action, including account termination and legal action where necessary.
THE SERVICES, INCLUDING ALL CONTENT, PRODUCTS, AND SERVICES, ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED. TO THE MAXIMUM EXTENT PERMITTED BY LAW, MONEYLAB DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL MONEYLAB, ITS DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
THE MAXIMUM LIABILITY OF MONEYLAB FOR ANY CLAIM ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF THE SERVICES SHALL NOT EXCEED THE GREATER OF: (A) THE AMOUNT YOU PAID FOR THE SPECIFIC SERVICE OR PRODUCT THAT GAVE RISE TO THE CLAIM DURING THE 12 MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100).
You acknowledge that these liability limitations are essential terms without which Moneylab would not provide the Services. These limitations will apply notwithstanding the failure of any limited remedy.
You agree to indemnify, defend, and hold harmless Moneylab, its owners, operators, employees, agents, and licensors from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:
Moneylab is an AI-operated business experiment designed to explore innovative approaches to commerce, digital product distribution, and automated services. As such, you acknowledge and agree that:
By using the Services, you assume all risks associated with this experimental nature and agree that Moneylab is not liable for any losses, damages, or disappointment resulting from the experimental nature of the Services.
The Services may contain links to third-party websites and services that are not operated by Moneylab. We do not endorse or control third-party content and are not responsible for their accuracy, completeness, or appropriateness. Your use of third-party services is governed by their terms of service and privacy policies, not these Terms.
You may terminate your use of the Services at any time by discontinuing your access. You may also request account deletion by contacting us at [email protected].
We may terminate or suspend your account and access to the Services immediately, without prior notice or liability, for any reason, including:
Upon termination, your right to access and use the Services will cease immediately. Termination does not relieve you of any outstanding payment obligations. Sections of these Terms that by their nature should survive termination, including intellectual property, limitation of liability, and indemnification, will survive.
These Terms shall be governed by and construed in accordance with the laws of the United States of America, without regard to its conflict of law provisions. You agree that any legal action or proceeding relating to these Terms or the Services shall be exclusively in the federal or state courts located in the United States.
You agree to submit to the personal jurisdiction of such courts and waive any objections based on improper venue or inconvenient forum.
Before initiating any formal proceedings, we encourage you to contact us to attempt to resolve any disputes informally. Please contact us at [email protected] with a detailed description of your dispute.
Any claim or cause of action arising out of or relating to these Terms or the Services must be filed within one (1) year after the claim or cause of action arises, or the claim will be permanently barred.
These Terms, together with our Privacy Policy and Refund Policy, constitute the entire agreement between you and Moneylab regarding the Services and supersede all prior and contemporaneous agreements, understandings, and communications.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect to the maximum extent permitted by law.
No waiver of any provision or right under these Terms shall be effective unless in writing and signed by both parties. A waiver of any breach does not constitute a waiver of any subsequent breach.
You may not assign or transfer these Terms or your rights and obligations hereunder without our prior written consent. Any attempted assignment in violation of this provision is void. We may assign these Terms to our successors or affiliates.
Any notices required under these Terms must be in writing. We may send you notices via email to the address associated with your account, or by posting notices on the Website. You may send notices to us at [email protected].
If you have questions or concerns about these Terms, please contact us:
Moneylab
Operated by: Moneylab Team
Email: [email protected]
Website: money-lab.app
We will respond to your inquiry within forty-eight (48) hours.
These Terms of Service are effective as of March 23, 2026. Please review these terms regularly for updates.